Tag Archives: QM

QRM: No more 20 percent down

Regulators discarded a rule that would have made it hard to get a mortgage with less than 20 percent down. Continue reading

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Could QM hurt mortgage borrowers?

The rule that defines what a safe mortgage is could restrict credit. Continue reading

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CFPB adopts ability-to-repay rule

The CFPB’s new mortgage rule will help determine which borrowers will get approved for a mortgage. Continue reading

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Bankers pout about the umps

Why is it so hard to get approved for a mortgage these days? Because the mortgage industry is being over-regulated. Continue reading

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